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Joined 4 months ago
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Cake day: June 4th, 2025

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  • It’s true the only reason the US didn’t go full Nazi in the 30s and 40s was we didn’t like how Germany was invading France and Britain.

    Otherwise there was a lot of support for a domestic Nazi party leading to and ethnostate. Perhaps even over all of North America.







  • arrow74@lemmy.ziptoLemmy Shitpost@lemmy.worldA conundrum
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    12 days ago

    I personally grew up quite impoverished and me and my wife did manage to get our home in medium COL area. We don’t have exceptionally high paying jobs nor did we have any help from our families. We just made a lot of effort to build our credit. We’re also not old at all under 30 to not dox myself too much.

    A lot of people simply have some wrong assumptions about the amount needed to get a loan. We put down 3%, sure we didn’t get the most competitive rate and our payment is higher, but it worked out to the cost of our then comparable rent. There’s quite a few federal programs that ensure the opportunity for a low downpayment mortgage for first time homeowners.

    But that was just slightly before interest rates went insane, kinda on the way up


  • arrow74@lemmy.ziptoLemmy Shitpost@lemmy.worldA conundrum
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    12 days ago

    I always find this to be such a poor argument.

    Yes unexpected maintenance can sometimes be a huge problem, especially in the first couple of years, but after that you can tap into home equity and repair say a roof. Everything else while expensive is still cheaper than renting. Using the OP’s example 1k vs 500, I can assure you you will never have consistent 500 repairs per month.

    As for the taxes the people in my city nearly went ballistic when the city increased the rate by 5%. At the end of the year it costed me $200. Per month that’s about $16. I’ve never lived in any apartment anywhere where rent didn’t increase by at least $50 per month each year. Even if someone had a home twice as valuable that’s still a very small monthly cost.

    Additional once you get past the first 3ish years rent prices have greatly outpaced your mortgage and you will be saving a lot of money compared to of you were renting.

    I’d like to wrap up with a question. If owning a home was such a sink of resources why do people become landlords?


  • I worked at a pet store back in college and this old lady would sometimes come in and load 2 carts top to bottom with temptations. She said it was the only “food” her cat would eat. I tried to tell her it wasn’t food, but no luck.

    I wonder if her situation started in a similar way to your story.



  • I understand what you mean by this but I’d like to disagree a little.

    Yes a generation is an arbitrary categorization that will have exceptions, but a group of peers born without a 15 year window will have similar expirences. We are shaped by our environments. The struggles, the media, and even the economy is going to have an impact on how these people interact with the world.

    Looking at the Baby boomers they are or were a statistically significant generation. Their numbers were huge due to the post war rise in birth rates. Even if you disagree with the arbitrary grouping, you can’t dismiss the sharp increase in number of births.

    Now on to politics. These large group of people born in the years following world war 2 keep electing individuals near their age. Out of the last 5 presidents all were born within 5 years of each other. Hell 3 of them were born the same year. Except for the Obama years every president for the past 30 years was born in the 1940s that’s insane.