

Calling others “creepy” for putting an effort to help you out, just for fun or sth needs to be de-incentivised. And that’s what the ones above are doing.
Also, the chap who attempted identity theft is probably not going around telling you where they got your information (or that they got it, or that they exist).
Electric cars don’t own credit cards, yet.
You want to charge the credit card of the car’s owner.